There are many reason to refi!
Refinancing for investment, cheaper interest rates or debt consolidation.

Need a to re-finance you home loan? We can help

At CanDo refinancing you property makes sense.

Refinancing for investment

Do you have equity in your home? Do you want to use this and purchase and investment home? A good strategy for wealth creation, have someone else pay-off your mortgage!

If oyu are interested in finding out exactly now much equity you can access and utilise for investment purposes CanDo is here to help!

Debt consolidation refinancing

As a last resort, you may find you can debt consolidate using the equity in your home. All other options prior to re-financing should be accessed before refinancing your home should be considered. A good financial advisor will be able to help. Ascertaining the best options for you. we would like the opportunity to help, please contact our dedicated CanDo financial advisor.

Some frequently asked refinancing questions answered

Australian banks compete for your refinancing dollars

How do I know how much I will be spending?

You can use one of our handy loan calculators or get a quick quote online for an estimate. This is free of charge.

What is a comparison rate?

A comparison rate is the interest rate of a home loan plus some costs associated with the loan expressed as an interest rate. These rates are here to help you and are regulated by the Consumer Credit Code.

What’s the difference between fixed and variable rates?

A fixed rate is an interest rate that stays the same for an agreed period. Variable rates are subject to moves in the official cash rate and housing market.

Will refinancing my home loan be easy?

“Yes”

CanDo understands each bank and their individual requirements for home loan re-financing. This is our target market, why? Because we can save you dollars. Using comprehensive software and over 20 years of lending experience, finding the best home loan for is easy.

Home lending does not have to be stressful.

Will my interest rate decrease?

At CanDo that’s our aim! Saving you a couple of thousand dollars a year. Proving to you before you commit to any loan. Our home loan managers will document in writing the cost of 5 loans. You get to choose the best for you and your family.

So, yes definately reducing your mortgage repayments and interest rates is our goal. There is no point in refinacing if we cannot achieve this for you! Unless your are debt consolidating.

What documents do I need to refinance?

All banks vary according to thier policies – but. Generally the minimum requirements will be.

  • Proof of identification (a must have)
  • 3 – 6 month mortgage statements (depending on the bank)
  • A copy of your rates notice

Sometime the lending innstitution will ask for 3 – 6 personal loan repayment statement also.