Poor Credit Loans history?
Do you believe it’s impossible to get finance because of a poor credit finance history? Maybe you even filed for bankruptcy at one time, or defaulted on debts and couldn’t make the repayments.
Many of us fall on tough times throughout our lives, when our finances just aren’t what we’d like them to be. But it’s not all doom and gloom if you have a bad credit score. Poor credit car loans, and finance for just about anything else, is available no matter what your credit history.
With car loans in particular, there are many finance companies that understand your situation and are willing to offer you a second chance. Many don’t even do a credit check or ask for mountains of paperwork to support your application. They simply want to help you get back on your feet and on the road again.
Often no deposit will be required, loan structure is flexible with fast approval times, and interest rates are competitive despite lending to customers with a dubious credit history.
Poor Credit Finance - Boat Loans
Just like with poor credit car loans, there a marine financiers available who offer boat loans to people who may not have the most perfect credit score. Forget the major banks with their holier than thou attitudes, making you fill out form after form and wanting to know what you eat for breakfast before they will even consider looking at your loan application.
No. If you want to get that boat loan, but don’t have the best record or all the documentation the ‘Big 4’ banks require, then seek out a finance company that understands; a company that is willing to help you realise your dreams of owning that boat rather than squashing you underfoot like an annoying insect. There are companies out there that specialise in marine finance and, most importantly, cater to those less fortunate folks who have a poor credit history.
Home Loans With Poor Credit
Is it possible to get something as major as a home loan with poor credit finance history? After all, it’s a much greater purchase than buying a car and seeking finance for that. Unless it’s a Lamborghini, of course.
I’m here to tell you it is possible. Jump onto a website that does comparisons for home loans for people with poor credit and you’ll see there are options. There are financial institutions and brokers who will work a deal for you, helping you get that coveted home loan no matter what your credit history looks like. That’s a huge relief, as being able to own your own home is a big thing, and we all should have the choice of owning our piece of real estate.
Whether you’ve defaulted on a mortgage before, were previously declared bankrupt or had unpaid defaults, there are lenders out there who are sympathetic to your cause and specialise in tailoring home loans to those with poor credit.
Need A Loan With Bad Credit
No matter what the reason you need loan, if you have a poor credit finance score you still have options available to you. Whether you want to buy a car, a home, a boat, or start a business, there are lenders who will champion your cause. As we discussed at the beginning, there are lots of options for poor credit car loans, and the same can be said for loans for just about any purpose.
So don’t let poor credit stop you living your dreams. Go out there with confidence and get what you want today.